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FAQ of Captive Insurance

Why use a captive?

Quite bluntly, because all companies and concerns have inherent risk. And risk you can control is risk you can turn to your own benefit and profit.

Captive insurance has proved to be an enormously powerful business-planning tool for managing risks in a formal, measurable and tax-efficient manner. A captive can facilitate cost-effective risk financing while providing benefits amounting to millions of dollars.

Once the province of Fortune 500 firms, captive insurance has become a significant strategic tool for middle market companies. Today, there are over 6,000 captive insurance companies writing over $50 billion in annual premiums.

Many of these captives insure middle market companies, successful professional associations and their individual members, helping principals partake in the rewards of risk—by turning risk to profit.